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Getting out of debt is something everyone longs for. And this time of year, with the idea of New Year's resolutions looming, it may be a good time to finally make those resolutions to keep – and change your financial well-being for the better. Here...
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The Consumer Energy Center reports that the average American family washes about 400 loads of laundry a year, which means most families do about 7.6 loads a week. When you consider this, and factor in the price of laundry detergent and electricity, as...
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There was an old woman who lived in a shoe, She had so many children she didn't know what to do; She gave them some broth without any bread; She whipped them all soundly and put them to bed. Not exactly sound parenting. But who could blame her? All...
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What's Charlie Sheen doing these days? The obvious answer is…duh, winning. But he really is doing just that…winning. He's become one of the most talked about celebrities in the world. He's gotten endorsement deals, sold out speaking engagements...
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A business plan can be one of the most effective tools that you have as a small business owner A business plan has three main purposes – communication, management and planning. As a communication tool, an effective and complete plan can be used to attract...
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If you, like many people, find yourself in a cash crunch - there are often ways to get our of the bind – but sometimes you have to get creative! There are ways that you can earn extra money to supplement the earnings from your regular job, earn a bit...
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How to have fun while remaining budget-conscious and financially responsible ... If you are like many Americans, the past few years of economic turmoil have taken their toll on budgets and bank accounts. Chances are, your family – especially your kids...
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Two Tales of buying a used car ... As my family was in need of replacing our 2001 Windstar with something a bit more reliable, and also in need of a second vehicle, we determined to spend several thousand dollars this month buying two used cars – one...
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Tithing: what does it mean to Christians today? For many Christians, the season of Lent (from Ash Wednesday through Easter Sunday) is a particularly important part of the church year. It is a time when believers are often called upon to give up or take...
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Have a Pet? Here are some ideas to help combat high veterinary costs About a month ago, I answered an ad on Craigslist for “free puppies.” After exchanging a few emails (and pictures) with the owner of the six-week old lab mix puppies, we decided to go...
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Our small business adventure continues this week ... I have discovered that there are a huge number of things to accomplish when starting out in business. We are knocking them off, one at a time … and hoping we haven't forgotten anything. Projected...
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Effectively planning your financial life is not unlike a well-played chess game! As I played a game of chess yesterday evening against an unknown internet opponent, it occurred to me that there are many similarities between a well-played game of chess...
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There are few personal finance tools more powerful, more necessary … and more unused … than the household budget. Few would attempt to run a business without a financial plan that charts the path between success and disaster, but it is far too common...
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