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Money Coach

June 2012 - Posts

  • Give Dad something special this Father's Day – without breaking the bank

    Father's Day is this weekend, and while our hearts are full of love for dear old Dad, our wallets may be empty. Here are the top 10 inexpensive or free gifts you can give Dad on his special day.


    1. Give Dad a day free of chores. Remember all those little things Dad normally takes care of? Take care of them for him so he can not only enjoy a free day or a whole weekend, but he'll be able to relax knowing the jobs are still being done.


    2. Spend the day outside with Dad, doing whatever he wants. He may want to go fishing, or maybe just browse his favorite hobby shop. Whatever it is, make it all about him.


    3. Give Dad control of the remote for a full 24 hours. That's right – he gets to decide what and when you watch. 


    4. Wash and fully detail Dad's vehicle. It's something he may not have time to do for himself that he'll truly appreciate.


    5. Make Dad his favorite dessert, or serve him breakfast in bed. 


    6. Write your dad a story, with him as the hero. Or recall your fondest memory of time spent with him. It'll be even more special if you can add a photo.


    7. Have your picture taken and give it to Dad in a nice frame. All dads like bragging on their kids. 


    8. Ask your dad if you can work with him on a project. It could be woodworking, or even a project around the house. You'll learn new skills and you'll make great memories with Dad – and spending time together is the best present.


    9. Mow the lawn and trim the hedges – without being asked. 


    10. Hide your dad's favorite treats around the house and leave him clues to help him find them. Or you could just stuff them in his pockets, briefcase, laptop case, office desk…wherever…along with notes that tell Dad how special he is.

    Posted Jun 13 2012, 04:18 PM by moneycoach with no comments
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  • Saving money on shampoo and conditioner can be simple

    If you are like most people, you spend a small fortune on shampoo and conditioner. Consumers shelled out about $2.32 billion on shampoo last year, and $1.71 billion on conditioner. But it doesn't have to be so. Here are some ways you can save on this necessity.


    Don't buy it at the drugstore or supermarket. Pharmacy chains and supermarkets price shampoo and conditioner about 10 to 15 percent higher than Walmart and Target, the nation's two largest discount stores. It's even worse if you buy salon or professional brands. 


    Conversely, you should beware of buying these items at discount beauty stores and mass merchants. You might not be getting the real deal, and the product could be discontinued, old or tampered with. 


    Basically, all shampoos do the same thing – there's no need to shell out big bucks for an expensive brand. A bottle of shampoo that costs $3 is going to wash your hair just as well as a $20 bottle. 


    Conditioner is another ball of wax. More expensive brands are proven to be more effective than the bargain brands So if you plan to splurge on hair care, do it on the conditioner. 


    The simplest way to save money on shampoo and conditioner? Use less. Use a dime- or nickel-size amount of each if you have long or thick hair; less if your hair is shorter. 

    Posted Jun 01 2012, 04:45 PM by moneycoach with no comments
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